Everyone knows about credit reports, but many are unaware that different industries have their own specialized reputational systems.
For example:
- If you’re an insurance salesman and owe money to your employer, you could be reported on Vector.
- If you’re had malpractice or other adverse medical practice issues, you’ll end up in the National Practitioner Data Bank.
- Bad lawyer? There’s the Martindale-Hubble Peer Review Ratings system.
- Are you a bad teachers? The NASDTEC Clearinghouse will have a record of you.
Etcetera. And if you’re a bad hosting subscriber? You’ll end up on FraudRecord.
FraudRecord is a system wherein your personal details (email address, phone number, etc.) are captured as hashes, along with comments.
So let’s imagine you sign up for ExampleHost and immediately begin spamming. You’re abusive to the support staff, and as soon as they suspend your account, you chargeback your payment (which costs the provider a fee, even if they’re in the right).
ExampleHost may (and should) submit your details to FraudRecord. What FraudRecord will have a series of hashes (e.g., “9f908996a7a1077e3dc13a4c81a3a0694e1f7c35”) for your name, email, phone, etc. along with comments from the provider.
Now if you go over to SomeOtherHost and try to sign up, they can enter your details (e.g., your email) into FraudRecord and see what comments other providers have made about you, and use that information to decide if they want to do business with you. Check out their sample reports.
Everything on the FraudRecord side is stored as a hash, which means that even if FraudRecord is hacked, there’s no leak of identifiable information.
FraudRecord has a nice page that shows the entire process end to end.
Your Record
You can create a free FraudRecord account and check your reputation there any time you like. You can also sign up for more advanced premium plan that provides automated alerts but the free tier allows you to login and check your history.
And it’s well worth doing so. If you discover a negative report about you, you can request removal. It’s better to be proactive about these things, rather than get a surprise when you go to sign up somewhere.
Stay safe!



















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